Management team
The members of the management team have extensive experience from business finance, consumer finance and IT, a combination of skills and experience that makes Avida well equipped for the growth journey the company is on.

Tord Topsholm
Chief Executive Officer and Acting head of Consumer Finance
Education
B.sc. Electrical engineering & business, KTH Royal Institute of Technology (Stockholm, Sweden)
Selected experience
CEO Catella Bank, Head of sales & service Swedbank, COO Entercard.

Jessica Sparrfeldt
Head of Business Finance
Education
Several courses within Business, Strategy, Management and Marketing from IHM Business School, UC Business School and ESI International
Selected experience
Head of Corporate in Collector Bank as well as Head of Products within Corporate Banking in Marginalen Bank

Pehr Olofsson
Chief Financial Officer and Deputy CEO
Education
Master Law & Economics, University of Linköping
Selected experience
CFO Bankgirot, dpt. CFO Klarna, CFO Swedbank Baltic, CFO EnterCard

Alexander Frank
Chief Risk Officer
Education
Business Administration – Finance, Stockholm University
Selected experience
Risk Control at Marginalen Bank
Credit Card Product Owner Team at Marginalen Bank.

Sebastian Sifversson
Chief Legal Officer
Education
Master of Laws, University of Stockholm
Selected experience
Legal Counsel and Data Protection Officer Avida Finans AB (publ), Compliance Officer Spring Securities International.

Frederick Sheppard
Chief Compliance Officer
Education
Master of Laws, University of Stockholm
Selected experience
Legal Counsel at Lindorff Sverige AB & Santander Consumer Bank AS, Legal Officer at the Swedish Enforcement Authority, Chief Legal Officer at Avida.

Michael Grosche
Head of Communication and Investor Relations
Education
Several courses focusing on communication and project management at Berghs school of communication. Additional courses in investor relations, digital sales and business development.
Selected experiences
Head of internal communication at SEB, Head of digital offerings and Customer insights at Nordea Life and Pension, web manager in NCC Housing and JM AB.

Nicklas Cederholm
Chief Information Officer
Education
M. Sc. in Computer Science and Engineering from Linköping Institute of Technology (Linköping University, Sweden)
Selected experience
Head of Engineering Avida Finans. Head of Development Nordax Bank

Christopher Dughieri
Chief Operating Officer
Education
Diploma in Business Management IHM Business School, Computer and Systems science University of Gothenburg.
Selected experience
COO and Deputy CEO Unifaun, CIO DSV SE.