Management team
The members of the management team have extensive experience from business finance, consumer finance and IT, a combination of skills and experience that makes Avida well equipped for the growth journey the company is on.

Tine Wollebekk
Chief Executive Officer and Interim head of Consumer Finance
Education
M.Sc. and B.Sc. from Copenhagen Business School
Selected experience
CEO Norwegian Finance Holding ASA/Bank Norwegian AS, SVP Global head of Financial Services at Telenor ASA, CEO SEB Kort Norway, Country Manager SEB Norway.

Pehr Olofsson
Chief Financial Officer
Education
Master Law & Economics, University of Linköping
Selected experience
CFO Bankgirot, dpt. CFO Klarna, CFO Swedbank Baltic, CFO EnterCard

Andreas Johansson
Head of Consumer Finance
Education
Master of Science (MSc), Business and Economics with specialization in Finance
Selected experience
Founder at Sambla AB, Product Manager at Santander Consumer Bank AS, CEO Wästgöta Finans AB

Filip Gustafson
Head of Business Finance
Education
Master of Science, Finance, Stockholm School of Economics
Selected experience
Head of Corporate Advisory at Nordea, Investment Director at CVC Capital Partners, Relationship Manager at Citibank

Sebastian Sifversson
Chief Legal Officer
Education
Master of Laws, University of Stockholm
Selected experience
Legal Counsel and Data Protection Officer Avida Finans AB (publ), Compliance Officer Spring Securities International.

Marie Demselius
Chief Compliance Officer
Education
Master of Laws, University of Lund
Selected experience
Chief Compliance Officer at Bambora AB, Worldline Sweden AB and Danske Finans
Chief Credit Officer at Danske Finans, Intrum Finance AB and Swedbank AB/Region Uppsala, Head of Risk Control at Swedbank AB/Retail, Legal Counsel at Swedbank AB

Michael Grosche
Head of People and Communication
Education
Several courses focusing on communication and project management at Berghs school of communication. Additional courses in investor relations, digital sales and business development.
Selected experiences
Head of internal communication at SEB, Head of digital offerings and Customer insights at Nordea Life and Pension, web manager in NCC Housing and JM AB.

Lars Backman
Chief Credit Officer
Education
M.Sc. in International Business from Gothenburg School of Business, Economics and Law (Handelshögskolan Göteborg, Sweden).
Selected experience
Deputy Head at SEB Credit Analysis, Team leader at SEB Credit Analysis

Per Westerberg
Chief Risk Officer
Education
MSc and BSc Programme in Statistics - Stockholm University
Courses - Royal Institut of Technology and University of Gothenburg
Selected experience
Senior Quantitative Analyst Swedish National Debt Office, Banking and Policy Analyst Swedish Financial Supervisory Authority, member of the working group on stresstest (WGST) Basel Committee on Banking Supervision (BCBS).

Moa Nyman
Acting Chief Information Officer
Education
Bachelor of Science in Engineering, Computer Science, from the Royal Institute of Technology (KTH)
Selected experience
Head of IT Infrastructure and Project Manager at Avida, Maintenance Manager at Länsförsäkringar Bank