Management team
The members of the management team have extensive experience from business finance, consumer finance and IT, a combination of skills and experience that makes Avida well equipped for the growth journey the company is on.
Mikael Johansson
Interim Chief Executive Officer
Interim Head of Consumer Finance
Education
Master in Business Administration and Mathematics, Stockholm University.
Selected experience
Managing Director at Avarda and Managing Director for Santander Consumer Bank.
Lennart Erlandson
Chief Financial Officer
Education
Bachelor’s degree in economics from Gothenburg School of Economics and Law
Selected experience
CFO SEB Kort, CFO SkandiaBanken, CFO P27
Erik Krondahl
Head of Business Finance
Education
Master of Science in Business and Economics, Finance. (Civilekonomiprogrammet). Lunds Universitet.
Selected experience
General Manager Corporate, Norion Bank. Chief Sales Officer Corporate, Norion Bank. Financial Advisor Cerberus.
Merete Gillund
Head of Strategy and New Business
Education
Master of Science (MSc) in Information Technology from University of Stavanger
Selected experience
Head of Innovation and Strategic Projects - Bank Norwegian, a branch of NOBA Bank Group AB (publ), Head of New Markets - Bank Norwegian AS, CIO - Bank Norwegian AS, Department Manager IT - SEB Kort
Lars Backman
Chief Credit Officer
Education
M.Sc. in International Business from Gothenburg School of Business, Economics and Law (Handelshögskolan Göteborg, Sweden).
Selected experience
Deputy Head at SEB Credit Analysis, Team leader at SEB Credit Analysis
Per Westerberg
Chief of Staff
Education
MSc and BSc Programme in Statistics - Stockholm University
Courses - Royal Institut of Technology and University of Gothenburg
Selected experience
Senior Quantitative Analyst Swedish National Debt Office, Banking and Policy Analyst Swedish Financial Supervisory Authority, member of the working group on stresstest (WGST) Basel Committee on Banking Supervision (BCBS).
Nicklas Cederholm
Chief Information Officer
Education
M.Sc in Computer Science and Engineering
Selected experience
Head of Engineering at Avida, Head of Engineering at Nordax Bank
Frode Bergland Bjørnstad
Acting Chief Legal Officer
Education
Master of Laws (LL.M.), University of Bergen, Norway
Selected experience
Chief Legal Officer and Chief Compliance Officer, Bank Norwegian. Corporate Lawyer and Attorney, EVRY AS. Attorney, Føyen Law Firm DA.
Marie Demselius
Chief Compliance Officer
Education
Master of Laws, University of Lund
Selected experience
Chief Compliance Officer at Bambora AB, Worldline Sweden AB and Danske Finans
Chief Credit Officer at Danske Finans, Intrum Finance AB and Swedbank AB/Region Uppsala, Head of Risk Control at Swedbank AB/Retail, Legal Counsel at Swedbank AB